This Terms & Conditions Agreement (“Agreement”) governs your use of the website and services provided by Sarlato LLC (“Sarlato,” “we,” “us,” or “our”), located at 48 Wall Street, Suite 1100, New York, NY 10017. By accessing or using our website (the “Site”) or any of our services (“Services”), you agree to be bound by these Terms, along with our Privacy Policy, which is incorporated herein by reference.

If you do not agree to these Terms, you must discontinue use of the Site and Services immediately.

1. Defined Terms

“User,” “you,” or “your” refers to any individual or business accessing our Site or using our Services.

2. Privacy Policy

If you apply for funding or submit inquiries, we may collect information you provide such as:

1. Incorporation – Our Privacy Policy is incorporated by reference. By using our Site or Services, you consent to the collection and use of information as outlined therein.
2. Disclosure by Law – We may disclose information you provide if required by law or if we reasonably believe it is necessary to comply with legal obligations, protect our rights, or prevent fraud.
3. Anonymous Information – By using our Site, you consent to our use of anonymous, aggregated information to improve business practices, security, and service delivery.

3. Auto-Dialed Calls & Text Messages

By providing your phone number, you consent to receive phone calls or text messages (including via auto-dialing systems) related to your application or Services. Consent is not required for purchases. Standard carrier rates may apply. You may opt out at any time by replying “STOP.”

4. Third-Party Links & Advertisers

Our Site may contain links to third-party sites. We are not responsible for their content, policies, or practices. Any interactions with third parties are at your own risk.

5. Disclaimer of Warranties

1. No Warranties – Our Services are provided “as is” and “as available,” without warranties of any kind, express or implied.
2. Viruses & Security – We do not guarantee our Site will be error-free or free from viruses or other harmful components.
3. Third-Party Content – We are not responsible for any third-party materials accessible through our Site.
4. Beta Features – Any beta features are offered “as is” with no warranties or guarantees.

6. Use of the Site & Services

By using our Site or Services, you agree to:

1. Exclusive Use – Your account is for personal or business use only. Sharing credentials is prohibited.
2. Accuracy of Information – You must provide truthful, accurate information. Misrepresentation may result in immediate termination of access.
3. Compliance with Laws – You agree to use our Site only for lawful purposes and in compliance with all applicable regulations.
4. Prohibited Activities – You may not disrupt our Site, attempt unauthorized access, or transmit harmful code (including viruses or malware).

7. Limitation of Liability

1. No Incidental Damages – Sarlato is not liable for any incidental, indirect, or consequential damages from your use of our Site or Services.
2. No Liability for Third Parties – We are not responsible for the conduct of users or third parties related to our Services.
3. Information Verification – We may verify information you provide but are not obligated to do so.

8. Indemnification

You agree to indemnify and hold harmless Sarlato, its employees, affiliates, and agents from any claims, damages, or losses resulting from your use of our Site or Services, violation of this Agreement, or infringement of third-party rights.

9. Email Communications

You agree to maintain a valid email address with us. We are not liable for communication failures due to email access issues.

10. Suspension of Services

We may suspend your access to the Site or Services for violations of these Terms. Fees paid are nonrefundable.

11. Termination

We may suspend or terminate your access at any time, with or without notice, for any reason. Termination does not relieve you of any payment obligations.

12. Financial Disclaimer

Sarlato provides Quick Access Capital or MCAs (revenue-based advances) for small businesses. We do not provide investment, securities, or legal advice. Information on our Site is for informational purposes only and should not be relied upon as professional advice. You should consult licensed professionals before making financial decisions.

13. General Provisions

a. Site Hosting – Our Site is hosted in the U.S., and U.S. laws apply.
b. Entire Agreement – These Terms, along with our Privacy Policy, represent the entire agreement between you and Sarlato regarding Site use.

Contact Us

For questions about these Terms, please contact: