FaQs
Frequently Asked Questions
We Keep Business Lending Simple. But If You Still Have Questions, We’ve Got Answers.
At Saralto, we understand that applying for a business loan can feel overwhelming. That’s why we’ve made our process fast, clear, and fully transparent — and why we’re here to answer every question you might have before, during, or after applying.
Below are the most common questions we hear from business owners like you.
Application
1. What type of funding does Saralto provide?
Sarlato specializes in Quick Access Capital, also known as revenue-based advances. This isn’t a traditional loan — instead, we provide upfront working capital and repayment is tied to your business’s daily sales. It’s flexible, fast, and designed for small businesses that need cash without the red tape of banks.
2. How quickly can I get funded?
Most approvals happen within hours, and many businesses receive funding in as little as 24 hours. Unlike traditional lenders that can take weeks, our process is built for speed.
3. What are the requirements to qualify?
We make it simple. To qualify, you’ll generally need:
• At least 3 months in business
• $5,000 in monthly revenue
• A minimum 500 FICO credit score
4. Will applying affect my credit?
No. Our pre-qualification process involves no hard credit checks, so you can apply without worrying about your credit score being impacted.
5. What can I use the funding for?
Your capital is 100% flexible. Business owners use it for payroll, inventory, equipment, marketing, covering cash flow gaps, or fueling expansion.
6. Do you charge hidden fees?
Never. We believe in transparent terms with no surprises. You’ll always know the total cost of capital upfront before making a decision.
7. Is Saralto safe and secure?
Yes. All applications and data are encrypted and confidential. Your information is never shared or sold — we take your privacy seriously.